CALC-HQ

What are you trying to figure out?

Calc-HQ routes you to the right calculator for your money question — tax, take-home, payment timing, or income comparison.

Start Here

What will I actually take home after taxes? Estimate your net pay after federal income tax, FICA, and deductions. → AfterTaxSalaryCalc Should I choose W-2 or 1099 income? Compare contractor vs employee take-home after self-employment tax and deductions. → 1099vsW2Calc How much should I set aside for quarterly taxes? Estimate your federal quarterly estimated payment if you're self-employed or have 1099 income. → QuarterlyTaxCalc Did my bonus get withheld too heavily? See how the flat-rate and aggregate methods affect your bonus withholding. → BonusTaxCalc How do I compare hourly pay to a salary? Convert an hourly wage into weekly, monthly, and annual salary equivalents. → Hourly2SalaryCalc When will a payment or payroll date actually land? Check whether a date is a business day and count working days between dates. → BizDayChecker How does overtime affect my paycheck? Calculate overtime pay at time-and-a-half with the 2026 OBBBA deduction. → OvertimePayCalc What can I expect to earn as a freelancer? Project gross freelance income from your hourly rate and schedule. → FreelanceIncomeCalc When does my paycheck actually arrive? Find the exact business-day deposit date after accounting for holidays and ACH lead time. → PayrollDateChecker

How Money Actually Moves

1
Income

Your gross pay — salary, hourly wages, freelance rate, or bonus. This is the number before anything comes out.

Convert hourly to salary →
→
2
Taxes

Federal income tax, FICA, self-employment tax, quarterly estimates. The part most people underestimate.

How tax rules work →
→
3
Take-Home

What lands in your account after withholding, deductions, and the standard deduction reduce taxable income.

Estimate your take-home →
→
4
Timing

When the money actually arrives. Weekends, holidays, and bank cutoff times all add delays.

Why payments get delayed →

If You… → Use This

If your paycheck feels lower than expected AfterTaxSalaryCalc →
If you're choosing between W-2 and 1099 1099vsW2Calc →
If you need to plan estimated payments QuarterlyTaxCalc →
If your bonus looks overtaxed BonusTaxCalc →
If you're comparing hourly and salary Hourly2SalaryCalc →
If your wage hasn't kept up with inflation SalaryVsInflation →
If payment timing is confusing BizDayChecker →
If you need to check a bank cutoff time BankCutoffChecker →
If you're figuring out overtime pay OvertimePayCalc →
If you're projecting freelance income FreelanceIncomeCalc →
If you need to know your exact direct deposit date Payroll Date Checker →

All Calculators

Filter by section to narrow the list.

How These Calculators Work

Each tool runs in your browser with deterministic logic — no data is sent to a server. Formulas, assumptions, and limitations are documented on each calculator's own page. The hub groups tools by the question you're trying to answer, not by feature list.